Sometimes, drivers in Rock Hill, SC, encounter situations that require them to cancel their current auto insurance policy temporarily. This can happen for various reasons, such as health issues like a broken leg or arm that prevent you from driving for a while. Perhaps you’re planning an extended vacation abroad and plan to store your car, or maybe your vehicle is out of commission, and you’re deciding whether to repair it or sell it. Whatever the reason, at Wil Plyler Insurance Agency, we want to ensure you take the right steps.

To Cancel or Not Cancel: That Is the Question

If you need to put your auto insurance on hold, canceling may not be the best option, and here’s why. In South Carolina, if your vehicle is registered with the state and has a valid license plate, you are required to maintain insurance coverage. Before canceling your policy, you must turn in your license plate to the state’s Department of Motor Vehicles. This is mandatory. If you fail to turn in the license plate and cancel your policy, you could face fines and even have your driver’s license suspended.

Alternatives to Canceling

There may be alternatives to canceling your policy outright. Options could include pausing coverage or reducing it to a minimum level, as the car is currently immobile. When you’re ready to drive again in Rock Hill, SC, contact your agent to reactivate the coverage.

Contact Us

To avoid fines and a suspended license, contact us at Wil Plyler Insurance Agency. Our agents will discuss available options to help you keep your policy intact until you’re ready to drive again.